Direct commercial real estate lending

Institutional Rigor.
Tailored Solutions.

Commercial real estate lending built around the transaction.

BLC provides bridge, conventional, and SBA CDC / 504 financing for borrowers who need certainty, structure, and relationship-driven execution from an experienced direct lender.

$1.5B+Total originations
since 2010
$350M+Current AUM across
17+ states
$1B+Closed loans
since inception
<2%Historical
delinquency rate

Why borrowers choose BLC

Big-capital capability. Relationship-driven execution.

BLC pairs institutional credit discipline with the responsiveness borrowers and referral partners need when a commercial real estate transaction does not fit a generic bank box.

The team reviews the actual property, borrower profile, cost basis, use of proceeds, timing, and path to repayment — then helps determine which lending path fits the transaction.

BLC lending discussion
What borrowers value
  • Certainty of execution
  • Tailored loan structures
  • Direct lender decision-making
  • Senior-secured focus

Certainty of execution.

Clear underwriting, responsive communication, and a process focused on getting qualified opportunities to closing.

Capital with perspective.

Structures are evaluated in context: the property, borrower objective, exit strategy, cost basis, and timeline.

Direct lender access.

Borrowers and referral partners work with a team that understands complex commercial real estate credit.

Borrower solutions

Bridge, conventional, and SBA 504 financing.

Three primary lending paths. Clear use cases. Capital structured around the asset, borrower objective, and transaction timeline.

Bridge Lending

Near-term flexibility for properties and markets in transition, including acquisitions, maturities, refinances, cash-out needs, stabilization plans, and timing-sensitive opportunities.

Explore Bridge Lending

Conventional Loans

Longer-term commercial real estate debt with practical underwriting, a 5-year term, amortization up to 25 years, and a direct-lender review of the full transaction.

Explore Conventional Loans

SBA CDC / 504 Loans

Defined owner-occupied project structure using a conventional first mortgage, CDC/SBA second, borrower equity, and knowledgeable 504 process coordination.

Explore SBA 504 Loans
  • Property type, location, and occupancy Asset class, market, business occupancy, tenant profile, and current property status.
  • Loan amount, cost basis, and leverage Requested capital, basis in the property, equity position, and target structure.
  • Use of proceeds Purchase, refinance, cash-out, maturity payoff, SBA project structure, or stabilization strategy.
  • Borrower profile and guarantees Ownership structure, guarantor picture, operating history, credit, and repayment support.
  • Timing and pressure points Maturity dates, acquisition deadlines, market timing, rate movement, and execution requirements.
  • Exit or repayment path Refinance, sale, SBA debenture payoff, stabilized hold strategy, or other realistic path forward.

Case studies

Real closings across asset types, markets, and borrower objectives.

View Case Studies
$11,500,000

Bridge loan for the purchase of a travel center in Wyoming

Program
Bridge Loan
Purpose
Purchase
Market
Wyoming

BLC funded a commercial real estate financing transaction structured around the borrower’s objective, collateral, and path forward.

Read Case Study
$7,521,000

Refinance of an industrial / R&D flex building in California

Program
Bridge Loan
Purpose
Refinance
Market
California

BLC funded a commercial real estate financing transaction structured around the borrower’s objective, collateral, and path forward.

Read Case Study
$9,154,000

Bridge loan for the refinance of an anchored retail center in Nevada

Program
Bridge Loan
Purpose
Refinance
Market
Nevada

BLC funded a commercial real estate financing transaction structured around the borrower’s objective, collateral, and path forward.

Read Case Study

BLC perspectives

Insights for commercial real estate borrowers, brokers, and referral partners.

Read the Blog
BLC blog article

How To Leverage the SBA CDC/504 Program

Perspective on commercial real estate financing, private lending, SBA 504 structure, and borrower decision-making.

Read More
BLC blog article

The Different Types Of Private Lenders

Perspective on commercial real estate financing, private lending, SBA 504 structure, and borrower decision-making.

Read More

Discuss a scenario

Discuss a commercial real estate financing scenario.

Send BLC the property type, location, loan amount, cost basis, use of proceeds, borrower profile, timing, and target structure. The team will help determine which lending path fits the transaction.